Le blog A Lupus un regard hagard sur Lécocomics et ses finances

La Federal Housing Administration – l’équivalent américain de la SCHL a de gros problèmes de réserves, car elle a dû prendre le relais des hypothèques à risque suite à la nationalisation de Fannie Mae et Freddie Mac, et du changement de politiques pour ces deux compagnies.

Selon un article datant du 14 novembre au Wall Street Journal:

The Federal Housing Administration is expected to report this week it could exhaust its reserves because of rising mortgage delinquencies, according to people familiar with the agency’s finances, a development that could result in the agency needing to draw on taxpayer funding for the first time in its 78-year history.

Together with Fannie and Freddie, federal agencies are backing nearly nine in 10 new mortgages.

The FHA accounted for one third of loans used to purchase homes last year among owner occupants.

Though the agency guarantees fewer mortgages than either Fannie or…